Bank of Hillsboro in Missouri vs the state
15.8%Denial rate+0.72 pts vs state
15.8%Decision denial rate-2.91 pts vs state
84.2%Origination rate+21.55 pts vs state
7.50%Median rate+0.88 pts vs state
0.57Rate spread (pts)+0.22 pts vs state
$608kMedian applicant income
16Loans originated
3Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 14 | 10.5% | 6.90% | #422 |
| 2024 | 25 | 19 | 0.0% | 7.50% | #407 |
| 2025 | 19 | 16 | 15.8% | 7.50% | #440 |
What Bank of Hillsboro lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Bank of Hillsboro applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis city | 11 | 8 | 3 | 27.3% |
| St. Louis County | 8 | 8 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 19 applications in 2025, of which 16 were originated and 3 denied.
15.8% of all applications, or 15.8% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Bank of Hillsboro originated in Missouri in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Bank of Hillsboro's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology