Bank Five Nine in Arizona vs the state
16.7%Denial rate+0.44 pts vs state
16.7%Decision denial rate-3.74 pts vs state
83.3%Origination rate+23.85 pts vs state
6.99%Median rate+0.49 pts vs state
0.11Rate spread (pts)-0.12 pts vs state
$294kMedian applicant income
5Loans originated
1Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 6 | 3 | 0.0% | 6.88% | #574 |
| 2025 | 6 | 5 | 16.7% | 6.99% | #581 |
What Bank Five Nine lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Bank Five Nine applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pima County | 3 | 2 | 1 | 33.3% |
| Maricopa County | 2 | 2 | 0 | 0.0% |
| Pinal County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 6 applications in 2025, of which 5 were originated and 1 denied.
16.7% of all applications, or 16.7% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Bank Five Nine originated in Arizona in 2025 was 6.99%, against a statewide median of 6.50%.
About this data. Figures are Bank Five Nine's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology