Atlantic Coast Mortgage in New Jersey vs the state
0.0%Denial rate-17.69 pts vs state
0.0%Decision denial rate-23.05 pts vs state
61.5%Origination rate+5.86 pts vs state
6.50%Median rate-0.25 pts vs state
0.16Rate spread (pts)-0.12 pts vs state
$238kMedian applicant income
8Loans originated
0Denied
What Atlantic Coast Mortgage lends in New Jersey
By loan purpose
By loan type
Where in New Jersey
Counties with the most Atlantic Coast Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Monmouth County | 3 | 2 | 0 | 0.0% |
| Gloucester County | 2 | 0 | 0 | 0.0% |
| Ocean County | 2 | 2 | 0 | 0.0% |
| Essex County | 2 | 2 | 0 | 0.0% |
| Hudson County | 1 | 0 | 0 | 0.0% |
| Somerset County | 1 | 1 | 0 | 0.0% |
| Morris County | 1 | 1 | 0 | 0.0% |
| Atlantic County | 1 | 0 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 13 applications in 2025, of which 8 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Atlantic Coast Mortgage originated in New Jersey in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Atlantic Coast Mortgage's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology