Atlanta Postal in New Jersey vs the state
28.6%Denial rate+10.88 pts vs state
100.0%Decision denial rate+76.95 pts vs state
0.0%Origination rate-55.68 pts vs state
—Median rate
—Rate spread (pts)
$54kMedian applicant income
0Loans originated
2Denied
What Atlanta Postal lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Atlanta Postal applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gloucester County | 2 | 0 | 0 | 0.0% |
| Essex County | 1 | 0 | 0 | 0.0% |
| Burlington County | 1 | 0 | 0 | 0.0% |
| Mercer County | 1 | 0 | 0 | 0.0% |
| Hudson County | 1 | 0 | 1 | 100.0% |
| Atlantic County | 1 | 0 | 1 | 100.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 7 applications in 2025, of which 0 were originated and 2 denied.
28.6% of all applications, or 100.0% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Atlanta Postal's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology