Atlanta Postal · Iowa · 2025

Atlanta Postal in Iowa: approval rate, denial rate and rates (2025)

Atlanta Postal took 5 mortgage applications in Iowa in 2025, ranking #416 of 739 lenders active in the state. It originated 0.0% of them and denied 40.0% (100.0% of the applications it decided), against a statewide denial rate of 12.9%.

5Applicationsin IA
100.0%Decision denial ratestate 15.3%
Median ratestate 6.50%
$35,000Median loanstate $135,000
$0Volume2 counties

Atlanta Postal in Iowa vs the state

40.0%Denial rate+27.14 pts vs state
100.0%Decision denial rate+84.69 pts vs state
0.0%Origination rate-68.46 pts vs state
Median rate
Rate spread (pts)
$169kMedian applicant income
0Loans originated
2Denied

What Atlanta Postal lends in Iowa

By loan purpose

Home purchase 2 40% · 50.0% denied
Cash-out refinance 3 60% · 33.3% denied

By loan type

Conventional 5 100% · 40.0% denied

Why it denied Iowa applicants

Incomplete application 1 50%
Credit history 1 50%

Where in Iowa

Counties with the most Atlanta Postal applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Harrison County 301 33.3%
Linn County 101 100.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 5 applications in 2025, of which 0 were originated and 2 denied.

40.0% of all applications, or 100.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Atlanta Postal's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology