Atlanta Postal in California vs the state
60.0%Denial rate+42.58 pts vs state
100.0%Decision denial rate+77.60 pts vs state
0.0%Origination rate-56.20 pts vs state
—Median rate
—Rate spread (pts)
$120kMedian applicant income
0Loans originated
9Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 5 | 3 | 0.0% | 8.50% | #806 |
| 2025 | 15 | 0 | 60.0% | — | #676 |
What Atlanta Postal lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Atlanta Postal applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 5 | 0 | 3 | 60.0% |
| Riverside County | 2 | 0 | 0 | 0.0% |
| San Bernardino County | 1 | 0 | 1 | 100.0% |
| Stanislaus County | 1 | 0 | 0 | 0.0% |
| San Francisco County | 1 | 0 | 1 | 100.0% |
| Kern County | 1 | 0 | 1 | 100.0% |
| Sacramento County | 1 | 0 | 1 | 100.0% |
| Butte County | 1 | 0 | 0 | 0.0% |
| Alameda County | 1 | 0 | 1 | 100.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 15 applications in 2025, of which 0 were originated and 9 denied.
60.0% of all applications, or 100.0% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Atlanta Postal's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology