Assurance Financial Group in South Carolina vs the state
3.2%Denial rate-15.15 pts vs state
4.0%Decision denial rate-19.47 pts vs state
75.8%Origination rate+19.18 pts vs state
6.63%Median rate+0.13 pts vs state
0.27Rate spread (pts)+0.05 pts vs state
$96kMedian applicant income
288Loans originated
12Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 402 | 300 | 2.5% | 6.88% | #99 |
| 2024 | 360 | 269 | 4.4% | 6.88% | #108 |
| 2025 | 380 | 288 | 3.2% | 6.63% | #123 |
What Assurance Financial Group lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Assurance Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Aiken County | 124 | 99 | 6 | 4.8% |
| Richland County | 92 | 64 | 2 | 2.2% |
| Lexington County | 62 | 49 | 0 | 0.0% |
| Sumter County | 15 | 14 | 0 | 0.0% |
| Charleston County | 13 | 9 | 0 | 0.0% |
| Edgefield County | 11 | 8 | 1 | 9.1% |
| Kershaw County | 8 | 4 | 0 | 0.0% |
| Newberry County | 7 | 6 | 0 | 0.0% |
| Dorchester County | 7 | 5 | 0 | 0.0% |
| Chesterfield County | 5 | 5 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 380 applications in 2025, of which 288 were originated and 12 denied.
3.2% of all applications, or 4.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Assurance Financial Group originated in South Carolina in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Assurance Financial Group's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology