Assurance Financial Group in Florida vs the state
3.3%Denial rate-17.78 pts vs state
4.1%Decision denial rate-23.12 pts vs state
76.2%Origination rate+23.54 pts vs state
6.38%Median rate-0.25 pts vs state
0.09Rate spread (pts)-0.18 pts vs state
$136kMedian applicant income
93Loans originated
4Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 38 | 19 | 5.3% | 6.88% | #687 |
| 2024 | 33 | 19 | 3.0% | 6.88% | #681 |
| 2025 | 122 | 93 | 3.3% | 6.38% | #452 |
What Assurance Financial Group lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Assurance Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Okaloosa County | 60 | 49 | 0 | 0.0% |
| Walton County | 15 | 10 | 1 | 6.7% |
| Santa Rosa County | 9 | 7 | 0 | 0.0% |
| Bay County | 5 | 3 | 1 | 20.0% |
| Miami-Dade County | 4 | 0 | 2 | 50.0% |
| Escambia County | 3 | 3 | 0 | 0.0% |
| Washington County | 3 | 2 | 0 | 0.0% |
| Orange County | 3 | 2 | 0 | 0.0% |
| Brevard County | 2 | 2 | 0 | 0.0% |
| St. Johns County | 2 | 2 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 122 applications in 2025, of which 93 were originated and 4 denied.
3.3% of all applications, or 4.1% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Assurance Financial Group originated in Florida in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Assurance Financial Group's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology