Arrowhead Central Credit Union in Arizona vs the state
61.8%Denial rate+45.53 pts vs state
67.7%Decision denial rate+47.33 pts vs state
29.4%Origination rate-30.07 pts vs state
8.13%Median rate+1.63 pts vs state
1.49Rate spread (pts)+1.27 pts vs state
$67kMedian applicant income
10Loans originated
21Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 41 | 14 | 53.7% | 7.50% | #330 |
| 2024 | 27 | 4 | 63.0% | 9.25% | #372 |
| 2025 | 34 | 10 | 61.8% | 8.13% | #360 |
What Arrowhead Central Credit Union lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Arrowhead Central Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mohave County | 26 | 8 | 15 | 57.7% |
| Maricopa County | 6 | 2 | 4 | 66.7% |
| Pima County | 1 | 0 | 1 | 100.0% |
| Yavapai County | 1 | 0 | 1 | 100.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 34 applications in 2025, of which 10 were originated and 21 denied.
61.8% of all applications, or 67.7% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Arrowhead Central Credit Union originated in Arizona in 2025 was 8.13%, against a statewide median of 6.50%.
About this data. Figures are Arrowhead Central Credit Union's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology