Arbor Realty Trust in New York vs the state
5.6%Denial rate-14.12 pts vs state
7.0%Decision denial rate-17.02 pts vs state
71.8%Origination rate+12.24 pts vs state
5.67%Median rate-0.96 pts vs state
—Rate spread (pts)
—Median applicant income
51Loans originated
4Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 134 | 82 | 19.4% | 5.81% | #235 |
| 2024 | 77 | 43 | 9.1% | 6.28% | #294 |
| 2025 | 71 | 51 | 5.6% | 5.67% | #303 |
What Arbor Realty Trust lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Arbor Realty Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kings County | 24 | 17 | 1 | 4.2% |
| Bronx County | 13 | 12 | 0 | 0.0% |
| New York County | 8 | 6 | 0 | 0.0% |
| Queens County | 4 | 2 | 1 | 25.0% |
| Suffolk County | 4 | 4 | 0 | 0.0% |
| Onondaga County | 3 | 2 | 1 | 33.3% |
| Rockland County | 2 | 2 | 0 | 0.0% |
| Sullivan County | 2 | 1 | 0 | 0.0% |
| Monroe County | 2 | 0 | 1 | 50.0% |
| Erie County | 2 | 2 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 71 applications in 2025, of which 51 were originated and 4 denied.
5.6% of all applications, or 7.0% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Arbor Realty Trust originated in New York in 2025 was 5.67%, against a statewide median of 6.63%.
About this data. Figures are Arbor Realty Trust's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology