Angel Oak Mortgage Solutions in Minnesota vs the state
8.5%Denial rate-5.15 pts vs state
10.5%Decision denial rate-5.82 pts vs state
71.8%Origination rate+5.46 pts vs state
7.37%Median rate+0.75 pts vs state
0.96Rate spread (pts)+0.71 pts vs state
$252kMedian applicant income
51Loans originated
6Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 65 | 33 | 16.9% | 9.00% | #238 |
| 2024 | 56 | 38 | 10.7% | 8.00% | #252 |
| 2025 | 71 | 51 | 8.5% | 7.37% | #245 |
What Angel Oak Mortgage Solutions lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Angel Oak Mortgage Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 31 | 23 | 3 | 9.7% |
| Ramsey County | 6 | 5 | 0 | 0.0% |
| Scott County | 5 | 4 | 1 | 20.0% |
| Dakota County | 5 | 4 | 0 | 0.0% |
| Anoka County | 4 | 2 | 1 | 25.0% |
| Olmsted County | 3 | 2 | 0 | 0.0% |
| Washington County | 3 | 1 | 0 | 0.0% |
| Carver County | 2 | 2 | 0 | 0.0% |
| Stearns County | 2 | 1 | 0 | 0.0% |
| Sherburne County | 2 | 2 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 71 applications in 2025, of which 51 were originated and 6 denied.
8.5% of all applications, or 10.5% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Angel Oak Mortgage Solutions originated in Minnesota in 2025 was 7.37%, against a statewide median of 6.63%.
About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology