Andrews Federal Credit Union · Illinois · 2025

Andrews Federal Credit Union in Illinois: approval rate, denial rate and rates (2025)

Andrews Federal Credit Union took 10 mortgage applications in Illinois in 2025, ranking #689 of 1,150 lenders active in the state. It originated 60.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.1%.

10Applicationsin IL
0.0%Decision denial ratestate 21.7%
5.75%Median ratestate 6.75%
$285,000Median loanstate $185,000
$1.5MVolume5 counties

Andrews Federal Credit Union in Illinois vs the state

0.0%Denial rate-17.12 pts vs state
0.0%Decision denial rate-21.68 pts vs state
60.0%Origination rate+1.26 pts vs state
5.75%Median rate-1.00 pts vs state
-0.25Rate spread (pts)-0.63 pts vs state
$162kMedian applicant income
6Loans originated
0Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
202410610.0%6.19%#676
20251060.0%5.75%#689

What Andrews Federal Credit Union lends in Illinois

By loan purpose

Home purchase 5 50% · 0.0% denied
Refinance 1 10% · 0.0% denied
Cash-out refinance 4 40% · 0.0% denied

By loan type

Conventional 10 100% · 0.0% denied

Where in Illinois

Counties with the most Andrews Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cook County 530 0.0%
Will County 210 0.0%
Champaign County 110 0.0%
DuPage County 110 0.0%
Lake County 100 0.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 10 applications in 2025, of which 6 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

The median rate on loans Andrews Federal Credit Union originated in Illinois in 2025 was 5.75%, against a statewide median of 6.75%.

About this data. Figures are Andrews Federal Credit Union's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology