Andrews Federal Credit Union in Florida vs the state
12.5%Denial rate-8.56 pts vs state
17.7%Decision denial rate-9.59 pts vs state
58.3%Origination rate+5.64 pts vs state
6.38%Median rate-0.25 pts vs state
-0.10Rate spread (pts)-0.36 pts vs state
$121kMedian applicant income
14Loans originated
3Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 4 | 22.2% | 7.87% | #1,016 |
| 2024 | 47 | 17 | 12.8% | 7.99% | #608 |
| 2025 | 24 | 14 | 12.5% | 6.38% | #728 |
What Andrews Federal Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Andrews Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 5 | 2 | 2 | 40.0% |
| Brevard County | 3 | 1 | 0 | 0.0% |
| Palm Beach County | 3 | 2 | 0 | 0.0% |
| Broward County | 2 | 1 | 0 | 0.0% |
| Osceola County | 2 | 1 | 0 | 0.0% |
| Lee County | 1 | 1 | 0 | 0.0% |
| Seminole County | 1 | 1 | 0 | 0.0% |
| Orange County | 1 | 1 | 0 | 0.0% |
| Duval County | 1 | 0 | 0 | 0.0% |
| Bay County | 1 | 0 | 1 | 100.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 24 applications in 2025, of which 14 were originated and 3 denied.
12.5% of all applications, or 17.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Andrews Federal Credit Union originated in Florida in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Andrews Federal Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology