AMWEST Funding in Minnesota vs the state
5.4%Denial rate-8.19 pts vs state
7.7%Decision denial rate-8.66 pts vs state
64.9%Origination rate-1.51 pts vs state
7.38%Median rate+0.75 pts vs state
0.89Rate spread (pts)+0.64 pts vs state
$129kMedian applicant income
24Loans originated
2Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 28 | 18 | 14.3% | 8.06% | #352 |
| 2024 | 37 | 25 | 10.8% | 7.63% | #310 |
| 2025 | 37 | 24 | 5.4% | 7.38% | #323 |
What AMWEST Funding lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most AMWEST Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 13 | 8 | 1 | 7.7% |
| Scott County | 5 | 4 | 0 | 0.0% |
| Ramsey County | 4 | 4 | 0 | 0.0% |
| Anoka County | 4 | 1 | 0 | 0.0% |
| Dakota County | 4 | 4 | 0 | 0.0% |
| Washington County | 3 | 2 | 0 | 0.0% |
| Olmsted County | 1 | 0 | 1 | 100.0% |
| Roseau County | 1 | 0 | 0 | 0.0% |
| Wright County | 1 | 1 | 0 | 0.0% |
| Carver County | 1 | 0 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 37 applications in 2025, of which 24 were originated and 2 denied.
5.4% of all applications, or 7.7% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans AMWEST Funding originated in Minnesota in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are AMWEST Funding's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology