AMWEST Funding in Florida vs the state
6.5%Denial rate-14.58 pts vs state
9.9%Decision denial rate-17.37 pts vs state
58.8%Origination rate+6.13 pts vs state
7.00%Median rate+0.38 pts vs state
0.77Rate spread (pts)+0.50 pts vs state
$184kMedian applicant income
1,634Loans originated
180Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,415 | 1,286 | 6.9% | 8.25% | #74 |
| 2024 | 2,292 | 1,238 | 9.8% | 7.63% | #79 |
| 2025 | 2,778 | 1,634 | 6.5% | 7.00% | #74 |
What AMWEST Funding lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most AMWEST Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 564 | 287 | 52 | 9.2% |
| Broward County | 318 | 177 | 25 | 7.9% |
| Orange County | 263 | 165 | 12 | 4.6% |
| Osceola County | 185 | 123 | 7 | 3.8% |
| Polk County | 156 | 95 | 9 | 5.8% |
| Palm Beach County | 153 | 88 | 9 | 5.9% |
| Hillsborough County | 133 | 77 | 10 | 7.5% |
| Lake County | 113 | 83 | 4 | 3.5% |
| Lee County | 109 | 64 | 8 | 7.3% |
| Pinellas County | 93 | 59 | 6 | 6.5% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 2,778 applications in 2025, of which 1,634 were originated and 180 denied.
6.5% of all applications, or 9.9% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans AMWEST Funding originated in Florida in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are AMWEST Funding's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology