Aml Funding in Kentucky vs the state
5.6%Denial rate-13.25 pts vs state
6.3%Decision denial rate-17.24 pts vs state
83.3%Origination rate+25.29 pts vs state
6.50%Median rate-0.25 pts vs state
0.19Rate spread (pts)-0.13 pts vs state
$69kMedian applicant income
15Loans originated
1Denied
What Aml Funding lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Aml Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 6 | 4 | 0 | 0.0% |
| Fayette County | 5 | 4 | 1 | 20.0% |
| Boone County | 3 | 3 | 0 | 0.0% |
| Pulaski County | 1 | 1 | 0 | 0.0% |
| Shelby County | 1 | 1 | 0 | 0.0% |
| Boyle County | 1 | 1 | 0 | 0.0% |
| Jessamine County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 18 applications in 2025, of which 15 were originated and 1 denied.
5.6% of all applications, or 6.3% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Aml Funding originated in Kentucky in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Aml Funding's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology