Amerihome Mortgage Company in Virginia vs the state
7.2%Denial rate-8.78 pts vs state
11.2%Decision denial rate-9.10 pts vs state
54.9%Origination rate-4.63 pts vs state
6.38%Median rate-0.25 pts vs state
0.27Rate spread (pts)+0.05 pts vs state
$128kMedian applicant income
230Loans originated
30Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 117 | 45 | 17.1% | 6.63% | #244 |
| 2024 | 286 | 122 | 8.7% | 6.63% | #163 |
| 2025 | 419 | 230 | 7.2% | 6.38% | #126 |
What Amerihome Mortgage Company lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Amerihome Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Virginia Beach city | 24 | 14 | 1 | 4.2% |
| Prince William County | 23 | 15 | 1 | 4.3% |
| Chesterfield County | 22 | 9 | 2 | 9.1% |
| Fairfax County | 17 | 11 | 1 | 5.9% |
| Newport News city | 16 | 8 | 1 | 6.3% |
| Loudoun County | 15 | 10 | 0 | 0.0% |
| Spotsylvania County | 15 | 7 | 1 | 6.7% |
| Henrico County | 15 | 10 | 2 | 13.3% |
| Norfolk city | 14 | 10 | 0 | 0.0% |
| Chesapeake city | 13 | 10 | 1 | 7.7% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 419 applications in 2025, of which 230 were originated and 30 denied.
7.2% of all applications, or 11.2% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Amerihome Mortgage Company originated in Virginia in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology