Amerihome Mortgage Company · Florida · 2025

Amerihome Mortgage Company in Florida: approval rate, denial rate and rates (2025)

Amerihome Mortgage Company took 1,204 mortgage applications in Florida in 2025, ranking #134 of 1,993 lenders active in the state. It originated 51.4% of them and denied 11.2% (17.4% of the applications it decided), against a statewide denial rate of 21.1%.

1.2kApplicationsin FL
17.4%Decision denial ratestate 27.2%
6.50%Median ratestate 6.63%
$345,000Median loanstate $255,000
$238MVolume51 counties

Amerihome Mortgage Company in Florida vs the state

11.2%Denial rate-9.85 pts vs state
17.4%Decision denial rate-9.84 pts vs state
51.4%Origination rate-1.28 pts vs state
6.50%Median rate-0.13 pts vs state
0.31Rate spread (pts)+0.04 pts vs state
$122kMedian applicant income
619Loans originated
135Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
202383145414.6%6.38%#173
202489346411.3%6.63%#165
20251,20461911.2%6.50%#134

What Amerihome Mortgage Company lends in Florida

By loan purpose

Home purchase 399 33% · 9.5% denied
Refinance 673 56% · 9.5% denied
Cash-out refinance 132 11% · 25.0% denied

By loan type

Conventional 501 42% · 10.8% denied
FHA 648 54% · 11.1% denied
VA 55 5% · 16.4% denied

Why it denied Florida applicants

Debt-to-income ratio 34 25%
Credit history 31 23%
Unverifiable information 24 18%
Insufficient cash 16 12%
Collateral 13 10%
Other 11 8%
Incomplete application 4 3%
Employment history 2 1%

Where in Florida

Counties with the most Amerihome Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Palm Beach County 1247811 8.9%
Lee County 1227913 10.7%
St. Lucie County 95644 4.2%
Broward County 772916 20.8%
Miami-Dade County 642213 20.3%
Hillsborough County 54307 13.0%
Polk County 47228 17.0%
Duval County 43204 9.3%
Brevard County 40205 12.5%
Pinellas County 38155 13.2%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 1,204 applications in 2025, of which 619 were originated and 135 denied.

11.2% of all applications, or 17.4% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Amerihome Mortgage Company originated in Florida in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology