American Portfolio Mortgage in Georgia vs the state
80.0%Denial rate+60.78 pts vs state
80.0%Decision denial rate+54.93 pts vs state
20.0%Origination rate-34.09 pts vs state
6.38%Median rate-0.25 pts vs state
0.68Rate spread (pts)+0.41 pts vs state
$199kMedian applicant income
1Loans originated
4Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 3 | 0.0% | 6.38% | #771 |
| 2025 | 5 | 1 | 80.0% | 6.38% | #752 |
What American Portfolio Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most American Portfolio Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 2 | 0 | 2 | 100.0% |
| Gwinnett County | 1 | 0 | 1 | 100.0% |
| Elbert County | 1 | 1 | 0 | 0.0% |
| Effingham County | 1 | 0 | 1 | 100.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 5 applications in 2025, of which 1 were originated and 4 denied.
80.0% of all applications, or 80.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans American Portfolio Mortgage originated in Georgia in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are American Portfolio Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology