American Neighborhood Mortgage Acceptance Company in North Carolina vs the state
0.9%Denial rate-17.20 pts vs state
1.9%Decision denial rate-20.89 pts vs state
43.2%Origination rate-14.58 pts vs state
6.62%Median rate+0.12 pts vs state
0.34Rate spread (pts)+0.25 pts vs state
$88kMedian applicant income
201Loans originated
4Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 510 | 341 | 2.0% | 6.75% | #118 |
| 2024 | 508 | 227 | 1.4% | 6.50% | #127 |
| 2025 | 465 | 201 | 0.9% | 6.62% | #143 |
What American Neighborhood Mortgage Acceptance Company lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most American Neighborhood Mortgage Acceptance Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pasquotank County | 52 | 34 | 1 | 1.9% |
| Mecklenburg County | 46 | 10 | 0 | 0.0% |
| Currituck County | 45 | 31 | 0 | 0.0% |
| Cumberland County | 22 | 12 | 0 | 0.0% |
| Wake County | 21 | 5 | 0 | 0.0% |
| Camden County | 13 | 11 | 0 | 0.0% |
| Gaston County | 11 | 2 | 1 | 9.1% |
| Johnston County | 11 | 4 | 0 | 0.0% |
| Dare County | 11 | 8 | 1 | 9.1% |
| Pitt County | 9 | 3 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 465 applications in 2025, of which 201 were originated and 4 denied.
0.9% of all applications, or 1.9% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans American Neighborhood Mortgage Acceptance Company originated in North Carolina in 2025 was 6.62%, against a statewide median of 6.50%.
About this data. Figures are American Neighborhood Mortgage Acceptance Company's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology