American Neighborhood Mortgage Acceptance Company · Florida · 2025

American Neighborhood Mortgage Acceptance Company in Florida: approval rate, denial rate and rates (2025)

American Neighborhood Mortgage Acceptance Company took 1,511 mortgage applications in Florida in 2025, ranking #113 of 1,993 lenders active in the state. It originated 56.7% of them and denied 2.5% (4.2% of the applications it decided), against a statewide denial rate of 21.1%.

1.5kApplicationsin FL
4.2%Decision denial ratestate 27.2%
6.63%Median ratestate 6.63%
$305,000Median loanstate $255,000
$289MVolume57 counties

American Neighborhood Mortgage Acceptance Company in Florida vs the state

2.5%Denial rate-18.55 pts vs state
4.2%Decision denial rate-23.03 pts vs state
56.7%Origination rate+3.96 pts vs state
6.63%Median rate0.00 pts vs state
0.45Rate spread (pts)+0.18 pts vs state
$107kMedian applicant income
856Loans originated
38Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,3858014.2%6.75%#117
20241,4626903.0%6.63%#105
20251,5118562.5%6.63%#113

What American Neighborhood Mortgage Acceptance Company lends in Florida

By loan purpose

Home purchase 996 66% · 3.5% denied
Refinance 110 7% · 0.0% denied
Cash-out refinance 383 25% · 0.8% denied
Home improvement 22 1% · 0.0% denied

By loan type

Conventional 671 44% · 2.5% denied
FHA 687 45% · 2.2% denied
VA 148 10% · 4.1% denied
USDA / RHS 5 0% · 0.0% denied

Why it denied Florida applicants

Debt-to-income ratio 24 63%
Collateral 6 16%
Credit history 6 16%
Employment history 1 3%
Insufficient cash 1 3%

Where in Florida

Counties with the most American Neighborhood Mortgage Acceptance Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Polk County 1811257 3.9%
Duval County 1741024 2.3%
Hillsborough County 97493 3.1%
Orange County 93531 1.1%
Osceola County 79542 2.5%
St. Johns County 76494 5.3%
Palm Beach County 58283 5.2%
Lee County 57331 1.8%
Broward County 52102 3.8%
Marion County 46320 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 1,511 applications in 2025, of which 856 were originated and 38 denied.

2.5% of all applications, or 4.2% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans American Neighborhood Mortgage Acceptance Company originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are American Neighborhood Mortgage Acceptance Company's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology