American Internet Mortgage in Minnesota vs the state
12.9%Denial rate-0.70 pts vs state
25.0%Decision denial rate+8.65 pts vs state
37.1%Origination rate-29.27 pts vs state
6.00%Median rate-0.63 pts vs state
-0.24Rate spread (pts)-0.49 pts vs state
$152kMedian applicant income
23Loans originated
8Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 23 | 9 | 13.0% | 6.50% | #372 |
| 2024 | 27 | 15 | 7.4% | 6.13% | #351 |
| 2025 | 62 | 23 | 12.9% | 6.00% | #263 |
What American Internet Mortgage lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most American Internet Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 21 | 8 | 1 | 4.8% |
| Dakota County | 10 | 3 | 2 | 20.0% |
| Ramsey County | 10 | 1 | 2 | 20.0% |
| Washington County | 5 | 3 | 0 | 0.0% |
| Olmsted County | 4 | 3 | 0 | 0.0% |
| Scott County | 2 | 1 | 1 | 50.0% |
| St. Louis County | 2 | 2 | 0 | 0.0% |
| Carver County | 1 | 1 | 0 | 0.0% |
| Meeker County | 1 | 0 | 1 | 100.0% |
| Anoka County | 1 | 0 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 62 applications in 2025, of which 23 were originated and 8 denied.
12.9% of all applications, or 25.0% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans American Internet Mortgage originated in Minnesota in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are American Internet Mortgage's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology