American Internet Mortgage in Florida vs the state
15.7%Denial rate-5.32 pts vs state
24.6%Decision denial rate-2.60 pts vs state
47.2%Origination rate-5.47 pts vs state
6.00%Median rate-0.63 pts vs state
-0.21Rate spread (pts)-0.48 pts vs state
$148kMedian applicant income
51Loans originated
17Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 98 | 50 | 24.5% | 6.44% | #490 |
| 2024 | 90 | 34 | 22.2% | 6.63% | #502 |
| 2025 | 108 | 51 | 15.7% | 6.00% | #469 |
What American Internet Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most American Internet Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 10 | 5 | 3 | 30.0% |
| Miami-Dade County | 9 | 1 | 3 | 33.3% |
| Duval County | 7 | 2 | 0 | 0.0% |
| Pinellas County | 7 | 5 | 1 | 14.3% |
| Pasco County | 6 | 4 | 0 | 0.0% |
| Polk County | 6 | 5 | 0 | 0.0% |
| Orange County | 6 | 3 | 0 | 0.0% |
| Seminole County | 5 | 1 | 1 | 20.0% |
| Palm Beach County | 5 | 2 | 1 | 20.0% |
| Lee County | 5 | 3 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 108 applications in 2025, of which 51 were originated and 17 denied.
15.7% of all applications, or 24.6% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans American Internet Mortgage originated in Florida in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are American Internet Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology