American Airlines Federal Credit Union in Virginia vs the state
21.6%Denial rate+5.63 pts vs state
27.5%Decision denial rate+7.25 pts vs state
54.9%Origination rate-4.62 pts vs state
6.88%Median rate+0.25 pts vs state
0.45Rate spread (pts)+0.23 pts vs state
$156kMedian applicant income
28Loans originated
11Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 44 | 25 | 31.8% | 5.88% | #377 |
| 2024 | 66 | 39 | 24.2% | 6.63% | #328 |
| 2025 | 51 | 28 | 21.6% | 6.88% | #370 |
What American Airlines Federal Credit Union lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most American Airlines Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 14 | 7 | 2 | 14.3% |
| Alexandria city | 4 | 1 | 2 | 50.0% |
| Loudoun County | 3 | 3 | 0 | 0.0% |
| Chesterfield County | 3 | 2 | 1 | 33.3% |
| Albemarle County | 2 | 1 | 0 | 0.0% |
| Danville city | 2 | 0 | 1 | 50.0% |
| Hanover County | 2 | 2 | 0 | 0.0% |
| Orange County | 2 | 1 | 0 | 0.0% |
| Prince William County | 2 | 0 | 2 | 100.0% |
| Virginia Beach city | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 51 applications in 2025, of which 28 were originated and 11 denied.
21.6% of all applications, or 27.5% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans American Airlines Federal Credit Union originated in Virginia in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are American Airlines Federal Credit Union's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology