Allied First Bank,sb in Virginia vs the state
22.9%Denial rate+7.00 pts vs state
83.0%Decision denial rate+62.73 pts vs state
4.7%Origination rate-54.81 pts vs state
2.63%Median rate-4.00 pts vs state
—Rate spread (pts)
$92kMedian applicant income
8Loans originated
39Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 56 | 4 | 48.2% | 2.75% | #344 |
| 2024 | 54 | 7 | 27.8% | 2.38% | #357 |
| 2025 | 170 | 8 | 22.9% | 2.63% | #222 |
What Allied First Bank,sb lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Allied First Bank,sb applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Virginia Beach city | 19 | 1 | 3 | 15.8% |
| Chesterfield County | 16 | 0 | 5 | 31.3% |
| Hampton city | 14 | 0 | 5 | 35.7% |
| Chesapeake city | 11 | 0 | 1 | 9.1% |
| Norfolk city | 11 | 1 | 2 | 18.2% |
| Portsmouth city | 7 | 0 | 2 | 28.6% |
| Newport News city | 7 | 0 | 2 | 28.6% |
| Prince William County | 7 | 1 | 1 | 14.3% |
| Spotsylvania County | 6 | 0 | 1 | 16.7% |
| Henrico County | 5 | 1 | 1 | 20.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 170 applications in 2025, of which 8 were originated and 39 denied.
22.9% of all applications, or 83.0% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Allied First Bank,sb originated in Virginia in 2025 was 2.63%, against a statewide median of 6.63%.
About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology