Alliant Credit Union in Vermont vs the state
6.7%Denial rate-8.15 pts vs state
11.1%Decision denial rate-6.96 pts vs state
53.3%Origination rate-11.54 pts vs state
6.00%Median rate-0.71 pts vs state
0.18Rate spread (pts)+0.05 pts vs state
$248kMedian applicant income
8Loans originated
1Denied
Trend in Vermont
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 9 | 6 | 22.2% | 6.31% | #108 |
| 2025 | 15 | 8 | 6.7% | 6.00% | #93 |
What Alliant Credit Union lends in Vermont
By loan purpose
By loan type
Why it denied Vermont applicants
Where in Vermont
Counties with the most Alliant Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Windsor County | 5 | 2 | 0 | 0.0% |
| Bennington County | 3 | 1 | 1 | 33.3% |
| Chittenden County | 2 | 2 | 0 | 0.0% |
| Orleans County | 1 | 1 | 0 | 0.0% |
| Lamoille County | 1 | 1 | 0 | 0.0% |
| Addison County | 1 | 1 | 0 | 0.0% |
| Rutland County | 1 | 0 | 0 | 0.0% |
| Windham County | 1 | 0 | 0 | 0.0% |
Other large lenders in Vermont
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Eastrise Federal Credit Union | A | 3,529 | 5.1% | 6.50% |
| Rocket Mortgage | C | 1,165 | 22.0% | 6.75% |
| North Country | C | 1,135 | 9.5% | 7.25% |
| Vermont Federal Credit Union | A | 1,003 | 12.0% | 6.75% |
| Citizens Bank | C | 826 | 38.9% | 7.65% |
| Emm Loans | B | 761 | 1.5% | 6.63% |
| Mascoma Bank | B | 717 | 16.5% | 6.75% |
| Union Bank | B | 641 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 617 | 30.8% | 5.99% |
| Community Bank | D | 607 | 13.3% | 7.00% |
Frequently asked questions
Vermont: 15 applications in 2025, of which 8 were originated and 1 denied.
6.7% of all applications, or 11.1% of the applications it actually decided on. The Vermont statewide average across all lenders was 14.8%.
The median rate on loans Alliant Credit Union originated in Vermont in 2025 was 6.00%, against a statewide median of 6.71%.
About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Vermont, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology