Alliant Credit Union in Minnesota vs the state
28.0%Denial rate+14.37 pts vs state
32.0%Decision denial rate+15.65 pts vs state
58.0%Origination rate-8.33 pts vs state
7.75%Median rate+1.13 pts vs state
-0.07Rate spread (pts)-0.32 pts vs state
$130kMedian applicant income
83Loans originated
40Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 94 | 37 | 53.2% | 9.75% | #190 |
| 2024 | 81 | 38 | 34.6% | 6.50% | #215 |
| 2025 | 143 | 83 | 28.0% | 7.75% | #165 |
What Alliant Credit Union lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Alliant Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 57 | 35 | 13 | 22.8% |
| Ramsey County | 15 | 6 | 7 | 46.7% |
| Washington County | 12 | 3 | 8 | 66.7% |
| Anoka County | 10 | 7 | 2 | 20.0% |
| Scott County | 7 | 5 | 0 | 0.0% |
| Dakota County | 7 | 5 | 0 | 0.0% |
| Carver County | 4 | 4 | 0 | 0.0% |
| Sherburne County | 4 | 2 | 2 | 50.0% |
| St. Louis County | 3 | 2 | 0 | 0.0% |
| Crow Wing County | 3 | 2 | 1 | 33.3% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 143 applications in 2025, of which 83 were originated and 40 denied.
28.0% of all applications, or 32.0% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Alliant Credit Union originated in Minnesota in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology