Alliant Credit Union in Florida vs the state
39.4%Denial rate+18.29 pts vs state
43.6%Decision denial rate+16.39 pts vs state
49.4%Origination rate-3.31 pts vs state
8.00%Median rate+1.38 pts vs state
0.69Rate spread (pts)+0.42 pts vs state
$162kMedian applicant income
679Loans originated
541Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,344 | 668 | 40.6% | 9.62% | #120 |
| 2024 | 1,139 | 537 | 39.4% | 9.25% | #134 |
| 2025 | 1,375 | 679 | 39.4% | 8.00% | #119 |
What Alliant Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Alliant Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 234 | 132 | 80 | 34.2% |
| Broward County | 199 | 101 | 77 | 38.7% |
| Palm Beach County | 140 | 77 | 48 | 34.3% |
| Orange County | 99 | 44 | 41 | 41.4% |
| Hillsborough County | 81 | 34 | 39 | 48.1% |
| Pinellas County | 65 | 39 | 19 | 29.2% |
| Lee County | 38 | 16 | 19 | 50.0% |
| Seminole County | 35 | 19 | 15 | 42.9% |
| Volusia County | 33 | 14 | 17 | 51.5% |
| Pasco County | 33 | 10 | 17 | 51.5% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 1,375 applications in 2025, of which 679 were originated and 541 denied.
39.4% of all applications, or 43.6% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Alliant Credit Union originated in Florida in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology