Alliant Bank in Missouri vs the state
7.9%Denial rate-7.18 pts vs state
9.0%Decision denial rate-9.70 pts vs state
71.1%Origination rate+8.39 pts vs state
—Median rate
—Rate spread (pts)
$82kMedian applicant income
162Loans originated
18Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 192 | 136 | 15.1% | — | #157 |
| 2024 | 206 | 149 | 10.2% | — | #162 |
| 2025 | 228 | 162 | 7.9% | — | #167 |
What Alliant Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Alliant Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Adair County | 82 | 59 | 7 | 8.5% |
| Cooper County | 48 | 37 | 1 | 2.1% |
| Randolph County | 13 | 10 | 2 | 15.4% |
| Boone County | 10 | 6 | 0 | 0.0% |
| Howard County | 10 | 7 | 1 | 10.0% |
| Monroe County | 9 | 7 | 1 | 11.1% |
| Macon County | 7 | 5 | 0 | 0.0% |
| Knox County | 6 | 5 | 1 | 16.7% |
| Schuyler County | 6 | 3 | 1 | 16.7% |
| Ralls County | 6 | 4 | 1 | 16.7% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 228 applications in 2025, of which 162 were originated and 18 denied.
7.9% of all applications, or 9.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Alliant Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology