All Credit Considered Mortgage in Florida vs the state
0.8%Denial rate-20.30 pts vs state
0.8%Decision denial rate-26.48 pts vs state
98.5%Origination rate+45.79 pts vs state
7.38%Median rate+0.75 pts vs state
0.59Rate spread (pts)+0.32 pts vs state
$191kMedian applicant income
260Loans originated
2Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 481 | 223 | 29.1% | 8.75% | #236 |
| 2024 | 599 | 295 | 26.4% | 7.88% | #215 |
| 2025 | 264 | 260 | 0.8% | 7.38% | #329 |
What All Credit Considered Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most All Credit Considered Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 24 | 24 | 0 | 0.0% |
| Orange County | 24 | 24 | 0 | 0.0% |
| Osceola County | 20 | 20 | 0 | 0.0% |
| Hillsborough County | 19 | 19 | 0 | 0.0% |
| Polk County | 18 | 18 | 0 | 0.0% |
| Miami-Dade County | 18 | 18 | 0 | 0.0% |
| Volusia County | 15 | 15 | 0 | 0.0% |
| Palm Beach County | 12 | 11 | 0 | 0.0% |
| Pinellas County | 10 | 10 | 0 | 0.0% |
| Sarasota County | 10 | 10 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 264 applications in 2025, of which 260 were originated and 2 denied.
0.8% of all applications, or 0.8% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans All Credit Considered Mortgage originated in Florida in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are All Credit Considered Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology