AGRICULTURE Federal Credit Union in Virginia vs the state
20.0%Denial rate+4.06 pts vs state
21.7%Decision denial rate+1.49 pts vs state
68.0%Origination rate+8.48 pts vs state
7.49%Median rate+0.87 pts vs state
1.87Rate spread (pts)+1.65 pts vs state
$160kMedian applicant income
17Loans originated
5Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 11 | 17.7% | — | #497 |
| 2024 | 36 | 19 | 19.4% | — | #408 |
| 2025 | 25 | 17 | 20.0% | 7.49% | #466 |
What AGRICULTURE Federal Credit Union lends in Virginia
By loan purpose
By loan type
Where in Virginia
Counties with the most AGRICULTURE Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 7 | 5 | 1 | 14.3% |
| Prince William County | 5 | 2 | 2 | 40.0% |
| Alexandria city | 2 | 2 | 0 | 0.0% |
| Loudoun County | 2 | 1 | 0 | 0.0% |
| Stafford County | 2 | 1 | 1 | 50.0% |
| Chesterfield County | 2 | 1 | 1 | 50.0% |
| Virginia Beach city | 1 | 1 | 0 | 0.0% |
| Arlington County | 1 | 1 | 0 | 0.0% |
| Bedford County | 1 | 1 | 0 | 0.0% |
| Louisa County | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 25 applications in 2025, of which 17 were originated and 5 denied.
20.0% of all applications, or 21.7% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans AGRICULTURE Federal Credit Union originated in Virginia in 2025 was 7.49%, against a statewide median of 6.63%.
About this data. Figures are AGRICULTURE Federal Credit Union's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology