AgFirst Farm Credit Bank in South Carolina vs the state
14.5%Denial rate-3.85 pts vs state
15.6%Decision denial rate-7.89 pts vs state
77.1%Origination rate+20.50 pts vs state
6.50%Median rate0.00 pts vs state
0.31Rate spread (pts)+0.09 pts vs state
$108kMedian applicant income
64Loans originated
12Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 267 | 237 | 9.4% | 7.25% | #131 |
| 2024 | 282 | 245 | 7.8% | 7.38% | #134 |
| 2025 | 83 | 64 | 14.5% | 6.50% | #277 |
What AgFirst Farm Credit Bank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most AgFirst Farm Credit Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lexington County | 11 | 11 | 0 | 0.0% |
| Aiken County | 7 | 6 | 1 | 14.3% |
| Lancaster County | 5 | 2 | 1 | 20.0% |
| Saluda County | 5 | 3 | 2 | 40.0% |
| Chester County | 4 | 3 | 0 | 0.0% |
| Anderson County | 4 | 4 | 0 | 0.0% |
| York County | 4 | 1 | 3 | 75.0% |
| Laurens County | 4 | 3 | 0 | 0.0% |
| Fairfield County | 3 | 2 | 1 | 33.3% |
| Newberry County | 3 | 3 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 83 applications in 2025, of which 64 were originated and 12 denied.
14.5% of all applications, or 15.6% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans AgFirst Farm Credit Bank originated in South Carolina in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are AgFirst Farm Credit Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology