Advancial Credit Union in Maryland vs the state
20.0%Denial rate+1.20 pts vs state
25.0%Decision denial rate+0.87 pts vs state
40.0%Origination rate-15.71 pts vs state
6.44%Median rate-0.19 pts vs state
0.35Rate spread (pts)+0.10 pts vs state
$126kMedian applicant income
2Loans originated
1Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 9 | 0.0% | 7.88% | #483 |
| 2025 | 5 | 2 | 20.0% | 6.44% | #546 |
What Advancial Credit Union lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Advancial Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Worcester County | 1 | 0 | 0 | 0.0% |
| Baltimore County | 1 | 0 | 0 | 0.0% |
| Howard County | 1 | 1 | 0 | 0.0% |
| Prince George's County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 5 applications in 2025, of which 2 were originated and 1 denied.
20.0% of all applications, or 25.0% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Advancial Credit Union originated in Maryland in 2025 was 6.44%, against a statewide median of 6.63%.
About this data. Figures are Advancial Credit Union's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology