Absolute Home Mortgage in Florida vs the state
3.4%Denial rate-17.62 pts vs state
4.8%Decision denial rate-22.46 pts vs state
68.4%Origination rate+15.73 pts vs state
6.62%Median rate0.00 pts vs state
0.55Rate spread (pts)+0.28 pts vs state
$108kMedian applicant income
338Loans originated
17Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 975 | 598 | 6.1% | 6.75% | #152 |
| 2024 | 748 | 517 | 4.3% | 6.75% | #184 |
| 2025 | 494 | 338 | 3.4% | 6.62% | #241 |
What Absolute Home Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Absolute Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Palm Beach County | 171 | 123 | 4 | 2.3% |
| Broward County | 52 | 36 | 2 | 3.8% |
| Lee County | 38 | 31 | 3 | 7.9% |
| Hillsborough County | 34 | 17 | 4 | 11.8% |
| St. Lucie County | 29 | 19 | 0 | 0.0% |
| Miami-Dade County | 26 | 18 | 0 | 0.0% |
| Marion County | 18 | 12 | 0 | 0.0% |
| Brevard County | 15 | 8 | 1 | 6.7% |
| Pasco County | 14 | 8 | 0 | 0.0% |
| Polk County | 10 | 7 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 494 applications in 2025, of which 338 were originated and 17 denied.
3.4% of all applications, or 4.8% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Absolute Home Mortgage originated in Florida in 2025 was 6.62%, against a statewide median of 6.63%.
About this data. Figures are Absolute Home Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology