ABNB Federal Credit Union in Maryland vs the state
6.1%Denial rate-12.74 pts vs state
6.9%Decision denial rate-17.23 pts vs state
81.8%Origination rate+26.11 pts vs state
5.00%Median rate-1.63 pts vs state
-0.70Rate spread (pts)-0.94 pts vs state
$200kMedian applicant income
27Loans originated
2Denied
What ABNB Federal Credit Union lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most ABNB Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Frederick County | 20 | 17 | 1 | 5.0% |
| Howard County | 8 | 7 | 0 | 0.0% |
| Anne Arundel County | 2 | 1 | 0 | 0.0% |
| Montgomery County | 1 | 0 | 1 | 100.0% |
| Baltimore city | 1 | 1 | 0 | 0.0% |
| Baltimore County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 33 applications in 2025, of which 27 were originated and 2 denied.
6.1% of all applications, or 6.9% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans ABNB Federal Credit Union originated in Maryland in 2025 was 5.00%, against a statewide median of 6.63%.
About this data. Figures are ABNB Federal Credit Union's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology