AAA Capital Investment in New York vs the state
10.0%Denial rate-9.75 pts vs state
10.0%Decision denial rate-14.04 pts vs state
57.5%Origination rate-2.09 pts vs state
6.63%Median rate0.00 pts vs state
0.32Rate spread (pts)+0.11 pts vs state
$21kMedian applicant income
23Loans originated
4Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 9 | 6 | 22.2% | — | #451 |
| 2025 | 40 | 23 | 10.0% | 6.63% | #355 |
What AAA Capital Investment lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most AAA Capital Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Queens County | 20 | 14 | 1 | 5.0% |
| Suffolk County | 6 | 4 | 0 | 0.0% |
| Kings County | 5 | 2 | 1 | 20.0% |
| Nassau County | 3 | 1 | 0 | 0.0% |
| Westchester County | 1 | 1 | 0 | 0.0% |
| Albany County | 1 | 1 | 0 | 0.0% |
| Dutchess County | 1 | 0 | 1 | 100.0% |
| Erie County | 1 | 0 | 0 | 0.0% |
| New York County | 1 | 0 | 1 | 100.0% |
| Bronx County | 1 | 0 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 40 applications in 2025, of which 23 were originated and 4 denied.
10.0% of all applications, or 10.0% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans AAA Capital Investment originated in New York in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are AAA Capital Investment's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology