AAA Capital Investment in New Jersey vs the state
11.8%Denial rate-5.93 pts vs state
11.8%Decision denial rate-11.29 pts vs state
52.9%Origination rate-2.74 pts vs state
6.50%Median rate-0.25 pts vs state
0.45Rate spread (pts)+0.17 pts vs state
$120kMedian applicant income
9Loans originated
2Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 13 | 6 | 0.0% | 7.38% | #509 |
| 2025 | 17 | 9 | 11.8% | 6.50% | #471 |
What AAA Capital Investment lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most AAA Capital Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 4 | 3 | 0 | 0.0% |
| Passaic County | 3 | 1 | 0 | 0.0% |
| Somerset County | 2 | 2 | 0 | 0.0% |
| Bergen County | 2 | 1 | 1 | 50.0% |
| Monmouth County | 2 | 1 | 0 | 0.0% |
| Camden County | 1 | 1 | 0 | 0.0% |
| Mercer County | 1 | 0 | 0 | 0.0% |
| Ocean County | 1 | 0 | 1 | 100.0% |
| Essex County | 1 | 0 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 17 applications in 2025, of which 9 were originated and 2 denied.
11.8% of all applications, or 11.8% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans AAA Capital Investment originated in New Jersey in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are AAA Capital Investment's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology