AAA Capital Investment in Florida vs the state
3.0%Denial rate-18.07 pts vs state
3.0%Decision denial rate-24.25 pts vs state
62.7%Origination rate+10.00 pts vs state
6.88%Median rate+0.25 pts vs state
0.61Rate spread (pts)+0.34 pts vs state
$59kMedian applicant income
126Loans originated
6Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 44 | 14 | 2.3% | 8.38% | #651 |
| 2024 | 162 | 113 | 6.2% | 7.63% | #409 |
| 2025 | 201 | 126 | 3.0% | 6.88% | #365 |
What AAA Capital Investment lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most AAA Capital Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 31 | 17 | 1 | 3.2% |
| Orange County | 23 | 14 | 1 | 4.3% |
| Miami-Dade County | 20 | 13 | 1 | 5.0% |
| Lee County | 18 | 8 | 0 | 0.0% |
| Polk County | 18 | 15 | 0 | 0.0% |
| Palm Beach County | 12 | 7 | 1 | 8.3% |
| Osceola County | 12 | 8 | 1 | 8.3% |
| Hillsborough County | 9 | 7 | 0 | 0.0% |
| Duval County | 9 | 2 | 0 | 0.0% |
| Lake County | 5 | 3 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 201 applications in 2025, of which 126 were originated and 6 denied.
3.0% of all applications, or 3.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans AAA Capital Investment originated in Florida in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are AAA Capital Investment's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology