A&D Mortgage in South Carolina vs the state
4.6%Denial rate-13.69 pts vs state
6.0%Decision denial rate-17.46 pts vs state
72.0%Origination rate+15.41 pts vs state
6.50%Median rate0.00 pts vs state
0.23Rate spread (pts)+0.01 pts vs state
$126kMedian applicant income
296Loans originated
19Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 73 | 38 | 6.9% | 8.75% | #268 |
| 2024 | 131 | 70 | 9.2% | 7.99% | #213 |
| 2025 | 411 | 296 | 4.6% | 6.50% | #116 |
What A&D Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most A&D Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 72 | 53 | 1 | 1.4% |
| Spartanburg County | 54 | 39 | 2 | 3.7% |
| Charleston County | 48 | 38 | 2 | 4.2% |
| Horry County | 47 | 35 | 6 | 12.8% |
| Berkeley County | 26 | 16 | 0 | 0.0% |
| Beaufort County | 25 | 19 | 2 | 8.0% |
| Dorchester County | 24 | 17 | 2 | 8.3% |
| Lexington County | 22 | 14 | 1 | 4.5% |
| Richland County | 17 | 11 | 1 | 5.9% |
| Aiken County | 11 | 9 | 1 | 9.1% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 411 applications in 2025, of which 296 were originated and 19 denied.
4.6% of all applications, or 6.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans A&D Mortgage originated in South Carolina in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are A&D Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology