1st Security Bank of Washington in Arizona vs the state
4.2%Denial rate-12.06 pts vs state
4.8%Decision denial rate-15.65 pts vs state
83.3%Origination rate+23.85 pts vs state
6.63%Median rate+0.13 pts vs state
0.16Rate spread (pts)-0.06 pts vs state
$275kMedian applicant income
20Loans originated
1Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 18 | 5.3% | 6.31% | #416 |
| 2024 | 17 | 13 | 11.8% | 7.13% | #418 |
| 2025 | 24 | 20 | 4.2% | 6.63% | #405 |
What 1st Security Bank of Washington lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most 1st Security Bank of Washington applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 19 | 15 | 1 | 5.3% |
| Pinal County | 3 | 3 | 0 | 0.0% |
| Yavapai County | 1 | 1 | 0 | 0.0% |
| Pima County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 24 applications in 2025, of which 20 were originated and 1 denied.
4.2% of all applications, or 4.8% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans 1st Security Bank of Washington originated in Arizona in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are 1st Security Bank of Washington's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology