1st Colonial Community Bank in Florida vs the state
14.3%Denial rate-6.77 pts vs state
16.7%Decision denial rate-10.57 pts vs state
71.4%Origination rate+18.74 pts vs state
7.25%Median rate+0.63 pts vs state
0.57Rate spread (pts)+0.30 pts vs state
$170kMedian applicant income
5Loans originated
1Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 2 | 0.0% | 6.56% | #1,152 |
| 2025 | 7 | 5 | 14.3% | 7.25% | #1,011 |
What 1st Colonial Community Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most 1st Colonial Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 2 | 2 | 0 | 0.0% |
| Martin County | 2 | 1 | 0 | 0.0% |
| Osceola County | 1 | 0 | 1 | 100.0% |
| Brevard County | 1 | 1 | 0 | 0.0% |
| Charlotte County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 7 applications in 2025, of which 5 were originated and 1 denied.
14.3% of all applications, or 16.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans 1st Colonial Community Bank originated in Florida in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are 1st Colonial Community Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology