Village Capital & Investment in Puerto Rico vs the state
0.0%Denial rate-15.76 pts vs state
0.0%Decision denial rate-18.50 pts vs state
0.0%Origination rate-67.23 pts vs state
—Median rate
—Rate spread (pts)
$128kMedian applicant income
0Loans originated
0Denied
What Village Capital & Investment lends in Puerto Rico
By loan purpose
By loan type
Where in Puerto Rico
Counties with the most Village Capital & Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gurabo Municipio | 3 | 0 | 0 | 0.0% |
| Carolina Municipio | 2 | 0 | 0 | 0.0% |
| Cataño Municipio | 1 | 0 | 0 | 0.0% |
| Toa Baja Municipio | 1 | 0 | 0 | 0.0% |
| Caguas Municipio | 1 | 0 | 0 | 0.0% |
| San Juan Municipio | 1 | 0 | 0 | 0.0% |
| Coamo Municipio | 1 | 0 | 0 | 0.0% |
| Trujillo Alto Municipio | 1 | 0 | 0 | 0.0% |
Other large lenders in Puerto Rico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Banco Popular de Puerto Rico | C | 3,894 | 20.4% | 6.25% |
| Firstbank Puerto Rico | C | 3,233 | 22.0% | 5.75% |
| Oriental Bank | C | 1,708 | 20.0% | 5.50% |
| The Money House | B | 1,602 | 10.8% | 6.00% |
| First Equity Mortgage Bankers | D | 1,517 | 17.7% | 6.00% |
| Preferred Mortgage | C | 732 | 11.6% | 5.75% |
| Hr Mortgage | D | 697 | 20.8% | 6.25% |
| Home Mortgage Bankers | C | 678 | 0.3% | 6.50% |
| Metro Island Mortgage | A | 588 | 0.2% | 5.75% |
| Trust Mortgage | C | 559 | 8.1% | 5.75% |
Frequently asked questions
Puerto Rico: 11 applications in 2025, of which 0 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Puerto Rico statewide average across all lenders was 15.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Village Capital & Investment's own HMDA filing for properties located in Puerto Rico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology