Village Capital & Investment in District of Columbia vs the state
5.9%Denial rate-12.18 pts vs state
7.7%Decision denial rate-16.05 pts vs state
41.2%Origination rate-14.33 pts vs state
5.75%Median rate-0.75 pts vs state
—Rate spread (pts)
$157kMedian applicant income
7Loans originated
1Denied
Trend in District of Columbia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 1 | 22.2% | 5.25% | #168 |
| 2024 | 24 | 11 | 8.3% | 5.25% | #100 |
| 2025 | 17 | 7 | 5.9% | 5.75% | #142 |
What Village Capital & Investment lends in District of Columbia
By loan purpose
By loan type
Why it denied District of Columbia applicants
Where in District of Columbia
Counties with the most Village Capital & Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| District of Columbia | 17 | 7 | 1 | 5.9% |
Other large lenders in District of Columbia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 786 | 28.5% | 7.75% |
| Rocket Mortgage | C | 671 | 20.7% | 6.63% |
| Bank of America | F | 546 | 33.2% | 5.99% |
| First Savings Mortgage | A | 544 | 0.9% | 6.50% |
| Truist Bank | C | 529 | 41.2% | 6.25% |
| PNC Bank | D | 467 | 31.5% | 6.25% |
| JPMorgan Chase Bank | B | 459 | 7.6% | 6.38% |
| Citibank | B | 417 | 9.6% | 6.00% |
| First Home Mortgage | B | 359 | 2.5% | 6.63% |
| Newrez | D | 353 | 23.5% | 6.63% |
Frequently asked questions
District of Columbia: 17 applications in 2025, of which 7 were originated and 1 denied.
5.9% of all applications, or 7.7% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.
The median rate on loans Village Capital & Investment originated in District of Columbia in 2025 was 5.75%, against a statewide median of 6.50%.
About this data. Figures are Village Capital & Investment's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology