First Savings Mortgage in District of Columbia vs the state
0.9%Denial rate-17.14 pts vs state
1.1%Decision denial rate-22.64 pts vs state
82.9%Origination rate+27.39 pts vs state
6.50%Median rate0.00 pts vs state
0.01Rate spread (pts)-0.04 pts vs state
$222kMedian applicant income
451Loans originated
5Denied
Trend in District of Columbia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 559 | 444 | 1.3% | 6.63% | #5 |
| 2024 | 510 | 433 | 1.6% | 6.63% | #5 |
| 2025 | 544 | 451 | 0.9% | 6.50% | #4 |
What First Savings Mortgage lends in District of Columbia
By loan purpose
By loan type
Why it denied District of Columbia applicants
Where in District of Columbia
Counties with the most First Savings Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| District of Columbia | 544 | 451 | 5 | 0.9% |
Other large lenders in District of Columbia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 786 | 28.5% | 7.75% |
| Rocket Mortgage | C | 671 | 20.7% | 6.63% |
| Bank of America | F | 546 | 33.2% | 5.99% |
| Truist Bank | C | 529 | 41.2% | 6.25% |
| PNC Bank | D | 467 | 31.5% | 6.25% |
| JPMorgan Chase Bank | B | 459 | 7.6% | 6.38% |
| Citibank | B | 417 | 9.6% | 6.00% |
| First Home Mortgage | B | 359 | 2.5% | 6.63% |
| Newrez | D | 353 | 23.5% | 6.63% |
| United Shore Financial Services | B | 327 | 17.4% | 6.37% |
Frequently asked questions
District of Columbia: 544 applications in 2025, of which 451 were originated and 5 denied.
0.9% of all applications, or 1.1% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.
The median rate on loans First Savings Mortgage originated in District of Columbia in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are First Savings Mortgage's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology