Truist Bank in District of Columbia vs the state
41.2%Denial rate+23.15 pts vs state
46.7%Decision denial rate+22.94 pts vs state
45.4%Origination rate-10.14 pts vs state
6.25%Median rate-0.25 pts vs state
-0.24Rate spread (pts)-0.29 pts vs state
$157kMedian applicant income
240Loans originated
218Denied
Trend in District of Columbia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 629 | 300 | 34.7% | 6.62% | #3 |
| 2024 | 465 | 205 | 40.4% | 6.99% | #6 |
| 2025 | 529 | 240 | 41.2% | 6.25% | #5 |
What Truist Bank lends in District of Columbia
By loan purpose
By loan type
Why it denied District of Columbia applicants
Where in District of Columbia
Counties with the most Truist Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| District of Columbia | 529 | 240 | 218 | 41.2% |
Other large lenders in District of Columbia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 786 | 28.5% | 7.75% |
| Rocket Mortgage | C | 671 | 20.7% | 6.63% |
| Bank of America | F | 546 | 33.2% | 5.99% |
| First Savings Mortgage | A | 544 | 0.9% | 6.50% |
| PNC Bank | D | 467 | 31.5% | 6.25% |
| JPMorgan Chase Bank | B | 459 | 7.6% | 6.38% |
| Citibank | B | 417 | 9.6% | 6.00% |
| First Home Mortgage | B | 359 | 2.5% | 6.63% |
| Newrez | D | 353 | 23.5% | 6.63% |
| United Shore Financial Services | B | 327 | 17.4% | 6.37% |
Frequently asked questions
District of Columbia: 529 applications in 2025, of which 240 were originated and 218 denied.
41.2% of all applications, or 46.7% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.
The median rate on loans Truist Bank originated in District of Columbia in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Truist Bank's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology