PNC Bank in District of Columbia vs the state
31.5%Denial rate+13.42 pts vs state
39.4%Decision denial rate+15.67 pts vs state
45.2%Origination rate-10.33 pts vs state
6.25%Median rate-0.25 pts vs state
-0.06Rate spread (pts)-0.11 pts vs state
$148kMedian applicant income
211Loans originated
147Denied
Trend in District of Columbia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 581 | 289 | 26.0% | 7.62% | #4 |
| 2024 | 449 | 204 | 30.5% | 8.93% | #7 |
| 2025 | 467 | 211 | 31.5% | 6.25% | #6 |
What PNC Bank lends in District of Columbia
By loan purpose
By loan type
Why it denied District of Columbia applicants
Where in District of Columbia
Counties with the most PNC Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| District of Columbia | 467 | 211 | 147 | 31.5% |
Other large lenders in District of Columbia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 786 | 28.5% | 7.75% |
| Rocket Mortgage | C | 671 | 20.7% | 6.63% |
| Bank of America | F | 546 | 33.2% | 5.99% |
| First Savings Mortgage | A | 544 | 0.9% | 6.50% |
| Truist Bank | C | 529 | 41.2% | 6.25% |
| JPMorgan Chase Bank | B | 459 | 7.6% | 6.38% |
| Citibank | B | 417 | 9.6% | 6.00% |
| First Home Mortgage | B | 359 | 2.5% | 6.63% |
| Newrez | D | 353 | 23.5% | 6.63% |
| United Shore Financial Services | B | 327 | 17.4% | 6.37% |
Frequently asked questions
District of Columbia: 467 applications in 2025, of which 211 were originated and 147 denied.
31.5% of all applications, or 39.4% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.
The median rate on loans PNC Bank originated in District of Columbia in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are PNC Bank's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology