Rocket Mortgage in District of Columbia vs the state
20.7%Denial rate+2.66 pts vs state
22.4%Decision denial rate-1.39 pts vs state
69.9%Origination rate+14.39 pts vs state
6.63%Median rate+0.13 pts vs state
0.38Rate spread (pts)+0.33 pts vs state
$136kMedian applicant income
469Loans originated
139Denied
Trend in District of Columbia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 495 | 335 | 23.2% | 6.63% | #6 |
| 2024 | 547 | 389 | 19.2% | 6.75% | #3 |
| 2025 | 671 | 469 | 20.7% | 6.63% | #2 |
What Rocket Mortgage lends in District of Columbia
By loan purpose
By loan type
Why it denied District of Columbia applicants
Where in District of Columbia
Counties with the most Rocket Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| District of Columbia | 671 | 469 | 139 | 20.7% |
Other large lenders in District of Columbia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 786 | 28.5% | 7.75% |
| Bank of America | F | 546 | 33.2% | 5.99% |
| First Savings Mortgage | A | 544 | 0.9% | 6.50% |
| Truist Bank | C | 529 | 41.2% | 6.25% |
| PNC Bank | D | 467 | 31.5% | 6.25% |
| JPMorgan Chase Bank | B | 459 | 7.6% | 6.38% |
| Citibank | B | 417 | 9.6% | 6.00% |
| First Home Mortgage | B | 359 | 2.5% | 6.63% |
| Newrez | D | 353 | 23.5% | 6.63% |
| United Shore Financial Services | B | 327 | 17.4% | 6.37% |
Frequently asked questions
District of Columbia: 671 applications in 2025, of which 469 were originated and 139 denied.
20.7% of all applications, or 22.4% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.
The median rate on loans Rocket Mortgage originated in District of Columbia in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology