Citibank in District of Columbia vs the state
9.6%Denial rate-8.47 pts vs state
12.2%Decision denial rate-11.54 pts vs state
67.4%Origination rate+11.88 pts vs state
6.00%Median rate-0.50 pts vs state
-0.50Rate spread (pts)-0.55 pts vs state
$192kMedian applicant income
281Loans originated
40Denied
Trend in District of Columbia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 329 | 262 | 3.3% | 5.13% | #9 |
| 2024 | 343 | 213 | 11.4% | 6.25% | #9 |
| 2025 | 417 | 281 | 9.6% | 6.00% | #8 |
What Citibank lends in District of Columbia
By loan purpose
By loan type
Why it denied District of Columbia applicants
Where in District of Columbia
Counties with the most Citibank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| District of Columbia | 417 | 281 | 40 | 9.6% |
Other large lenders in District of Columbia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 786 | 28.5% | 7.75% |
| Rocket Mortgage | C | 671 | 20.7% | 6.63% |
| Bank of America | F | 546 | 33.2% | 5.99% |
| First Savings Mortgage | A | 544 | 0.9% | 6.50% |
| Truist Bank | C | 529 | 41.2% | 6.25% |
| PNC Bank | D | 467 | 31.5% | 6.25% |
| JPMorgan Chase Bank | B | 459 | 7.6% | 6.38% |
| First Home Mortgage | B | 359 | 2.5% | 6.63% |
| Newrez | D | 353 | 23.5% | 6.63% |
| United Shore Financial Services | B | 327 | 17.4% | 6.37% |
Frequently asked questions
District of Columbia: 417 applications in 2025, of which 281 were originated and 40 denied.
9.6% of all applications, or 12.2% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.
The median rate on loans Citibank originated in District of Columbia in 2025 was 6.00%, against a statewide median of 6.50%.
About this data. Figures are Citibank's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology