United Built Homes in Missouri vs the state
33.3%Denial rate+18.26 pts vs state
50.0%Decision denial rate+31.30 pts vs state
16.7%Origination rate-45.99 pts vs state
8.99%Median rate+2.37 pts vs state
—Rate spread (pts)
$88kMedian applicant income
1Loans originated
2Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 0 | 33.3% | — | #555 |
| 2024 | 9 | 1 | 33.3% | 8.99% | #504 |
| 2025 | 6 | 1 | 33.3% | 8.99% | #573 |
What United Built Homes lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most United Built Homes applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Barry County | 3 | 0 | 1 | 33.3% |
| McDonald County | 2 | 1 | 1 | 50.0% |
| Newton County | 1 | 0 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 6 applications in 2025, of which 1 were originated and 2 denied.
33.3% of all applications, or 50.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans United Built Homes originated in Missouri in 2025 was 8.99%, against a statewide median of 6.63%.
About this data. Figures are United Built Homes's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology