Tyndall Federal Credit Union in Alabama vs the state
20.3%Denial rate+0.47 pts vs state
23.1%Decision denial rate-1.92 pts vs state
67.1%Origination rate+11.71 pts vs state
6.99%Median rate+0.49 pts vs state
0.31Rate spread (pts)+0.02 pts vs state
$102kMedian applicant income
208Loans originated
63Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 469 | 305 | 20.0% | 6.75% | #74 |
| 2024 | 479 | 328 | 15.2% | 6.63% | #78 |
| 2025 | 310 | 208 | 20.3% | 6.99% | #122 |
What Tyndall Federal Credit Union lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Tyndall Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baldwin County | 106 | 80 | 11 | 10.4% |
| Mobile County | 79 | 50 | 20 | 25.3% |
| Houston County | 70 | 47 | 16 | 22.9% |
| Dale County | 12 | 9 | 0 | 0.0% |
| Geneva County | 10 | 7 | 3 | 30.0% |
| Henry County | 8 | 5 | 3 | 37.5% |
| Coffee County | 6 | 3 | 2 | 33.3% |
| Covington County | 3 | 1 | 2 | 66.7% |
| Elmore County | 2 | 1 | 0 | 0.0% |
| Chilton County | 2 | 0 | 2 | 100.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 310 applications in 2025, of which 208 were originated and 63 denied.
20.3% of all applications, or 23.1% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Tyndall Federal Credit Union originated in Alabama in 2025 was 6.99%, against a statewide median of 6.50%.
About this data. Figures are Tyndall Federal Credit Union's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology